---
title: Can You Refinance a Leased Car?
url: https://www.leaseend.com/learn/can-you-refinance-a-leased-car
updated: 2025-06-26
---

## Can You Refinance a Leased Car?

The short answer is: **Yes, sort of.** You can’t refinance a lease directly—but you can **buy out the lease and finance that buyout**, which works much like a refinance.

### 🏁 End-of-Lease Refinance

At the end of your lease, you can:

1. Get a lease payoff amount from your lender.
2. Use a loan to pay that amount.
3. Make monthly payments on the new loan—just like refinancing.

### 💵 Benefits of Refinancing Your Lease Buyout

- **Avoid excess fees** (e.g., mileage overage, damage).
- **Keep a car you love** without shopping for a new one.
- **Turn equity into ownership** if your vehicle is worth more than the payoff.

### ✅ Lease End Makes It Easy

- We pull your lease info
- Offer pre-qualified financing options
- Handle all DMV and title steps

This process lets you move from leasing to owning, seamlessly.