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Get out of your lease early

Get Out of Your Car Lease Early?

Returning a lease early usually means steep penalties. A buyout is often the cheaper exit, and you keep the car or sell it.

No early-return penalties
Low-rate loans
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4 ways to get out of your lease early

Walking away early is rarely the cheapest move. Here's how the real options compare.

Usually most expensive

Return it early

Early-termination fees plus much of your remaining payments, and you walk away with nothing.

Hard to pull off

Transfer the lease

You need to find someone to take it over, and many automakers charge transfer fees or restrict it.

Recommended

Buy it out & keep it

No early-return penalties. Own the car you already know with a low-rate buyout loan.

Cash out

Buy it out & sell it

Buy out your lease, take the title, then sell it and pocket any equity above your payoff.

Here's how it works

It's FREE to work with us, and the whole thing is done online in minutes.

1

Car

We'll ask a few easy questions about you & your lease to prepare for your buyout.

2

Options

Review your personalized financing & customizable vehicle coverage options.

3

Sign

We'll prepare your documents & you'll eSign securely from your Lease End account.

4

Relax

We handle titling, registration & new plates, so you can skip the DMV trip.

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Got Questions?
We have answers.

1. The leasing path: Return the vehicle and lease a new one.

A good option if you don't like the car you've been leasing, or you just don't want to own a car. Simply drop the car off at the dealership, pay any end-of-lease fees due (disposition fees, excess wear and tear fees, or over-mileage fees), sign a new lease contract, and drive away in the dealer's car.

2. The ownership path: Keep the vehicle you're leasing.

This is a great option for people who love their cars, want to avoid the turn-in fees, or would like to actually own their vehicle. You can purchase your vehicle for the predetermined residual value plus taxes and fees; also called a lease buyout. Here at Lease End, we handle all the paperwork and help you find funding for your lease buyout, making this option simple as can be.
A lease buyout is when you purchase your leased vehicle. It turns your leased vehicle into your vehicle.

At Lease End, lease buyouts are our bread and butter; it's all we do, and we're confident we do lease buyouts better than anyone else in the industry.

We work with all major manufacturers in all 50 states. If a lease buyout makes sense in your situation, we'll make it fast, easy, and convenient.
Completely your call. Here’s when buying out your lease might make sense:
  • You love your car
  • Your buyout price is lower than your car’s market value (in other words, your vehicle has lease equity).
  • You want to stop leasing for good
  • You're over your miles and want to avoid penalties
  • You've taken good care of your car. Or, your car has some damage, and you don’t want to deal with wear-and-tear fees
  • You want stable payments
On the other hand, buying out your lease might not make sense if:
  • Your car's buyout price is higher than its current market value
  • You prefer leasing
  • You don’t want to own a vehicle
Your buyout price is the added cost of your vehicle’s residual value plus any remaining payments, taxes, and registration.

For an instant estimate of your new monthly payment check out our free lease buyout calculator.
The best way to get a great rate is by shopping around to multiple banks. The bad news is this takes a long time if you do it yourself. The good news is, with Lease End, we do it for you.

We get you multiple loan offers from top banks, including Ally, Capital One, and Chase. We're like the Costco of lease buyouts: since we do lease buyouts in bulk, our lenders can get our drivers competitive rates, and we pass those savings along to you.

We have financing partners that work with drivers with all credit profiles. Of course, the better your credit score, the better your rate will be!

Knowledge Center

Best Lease Buyout Loan Rates (Updated 2025 APR Averages)Best Lease Buyout Loan Rates (Updated 2025 APR Averages)
4 Things to Know About Equity and Your Leased Car4 Things to Know About Equity and Your Leased Car
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Lease End's mission is to empower auto lease owners with the technology to easily exit their lease. If you'd like to learn more about the lease-end options available to you, please don't hesitate to contact us. Our expert advisors are always prepared to answer your questions and are committed to finding the right plan for your individual needs.

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