Back to Learn
How to Buy Out a Car Lease: Step-by-Step
Published 6/26/25
Estimated Read Time: 3 minutes
TL;DR: Love your leased car? Lease End makes it easy to keep it—with competitive financing, no dealership hassle, and average payments far below buying new. Skip the fees, keep your keys, and drive on your terms.
TL;DR: Love your leased car? Lease End makes it easy to keep it—with competitive financing, no dealership hassle, and average payments far below buying new. Skip the fees, keep your keys, and drive on your terms.
Instead of returning your car to the leasing company, why not buy it and keep it as your own? With financing from our trusted partners and seamless facilitation by Lease End, it's easier than you think!
End your lease, keep your car.
Why buy your leased car with Lease End?
- Save Money. Avoid disposition fees and wear-and-tear fees from the dealership.
- Drive Freely. Drive as much as you want without worrying about mileage overage fees.
- No Surprises. You know your car’s history and condition, making it a safer choice than buying used...in addition to its reliability and great fit for your lifestyle.
- Access Your Equity. Keep your car forever or sell it when you choose. If the market value of your car is higher than the residual value, you have positive equity.
- Stay Home. Skip the dealership hassle and DMV trips. We handle it all for you.
- Get the Best Financing. With partners like Ally Bank, TD Bank, and Capital One, we'll find the right auto loan for you.
The Financials: Expect the Best Buyout Loan Rates
Check out our monthly payment calculator for an estimate based on your situation. Then fill out our form with all your info to get your official lease buyout loan for your car.
While every driver’s monthly payment for a buyout will vary based on vehicle, residual value, credit score, and other factors, the average monthly payment for a lease buyout through Lease End is $481.59—for context, the average new monthly loan payment in Q1 2024 for borrowers with the best credit was $723 according to Experian.
Your credit score plays a significant role in the interest rate you'll receive. If your credit has improved since you leased the car, you might qualify for a better rate than you did before.
Here’s a more granular look at the average monthly payment for buyouts of the following specific model types through Lease End in 2023:
- Volkswagen Jetta: $291
- Toyota Corolla: $319
- Honda Civic: $329
- Honda Accord: $374
- Honda CR-V: $407
- Toyota RAV4: $449
- Jeep Grand Cherokee: $507
- Dodge Ram 1500: $589
- Toyota Tacoma: $589
- Jeep Wrangler: $638
The Lease End Process: 4 Easy Steps
Step 1: Tell us about your car.
We’ll ask some easy questions about you & your lease to prepare for your purchase.
Step 2: View your loan & coverage options.
Review your unique financing and customizable vehicle coverage options.
Step 3: Sign your buyout documents.
We’ll prepare the documents you need and you’ll eSign securely on your Lease End account.
Step 4: Relax—we'll take it from there.
We’ll arrange titling, registration, & new plates for you so you can skip the DMV trip.
The Alternative: Dealing with Your Dealer
Sure, you can buy out your car at the dealership. Just be prepared to deal with additional end-of-lease fees, hassle, time, and energy.
Our driver reviews say it all.
Make Your Move
Picture your future self: you've successfully bought your leased car and are now the proud owner of a vehicle you know and love. You’re enjoying the freedom and flexibility that come with owning your car—at an affordable monthly payment.
Lease End is here to support you through every step of the process, ensuring that your transition from lessee to owner is as smooth and stress-free as possible.
Ready to go? Simply enter your VIN or license plate number in the form below to start your buyout online.
About the author
Rebecca Graham
With over a decade of professional writing experience, Rebecca transforms complex concepts and data into clear, engaging content. When she's not honing Lease End's organic growth strategy, she's fanning the flames of her Wicked obsession, crafting custom candles, or walking Utah’s mountain trails. Connect with Rebecca on LinkedIn.
Lease End's mission is to empower auto lease owners with the technology to easily exit their lease. If you'd like to learn more about the lease-end options available to you, please don't hesitate to contact us. Our expert advisors are always prepared to answer your questions and are committed to finding the right plan for your individual needs.
©2025 Lease End
©2025 Lease End
Give Us a Call:
(844) 902-2842