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How is a Lease Buyout Calculated?

Lease End

Zander Cook

Published 3/9/26

Updated 6/3/26

A lease buyout = your lease payoff + taxes + fees (unless you choose Lease End, which charges zero fees). If your residual value (which impacts your payoff) was set too low, buying out can help you keep equity. If it was set too high, you might be overpaying—so run the numbers before you commit.

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FAQs

Is VSC Worth It? What Happens When a Car Lease Ends?PNC Bank Lease Buyout FinancingWhy Do You Need to Run a Hard Credit Pull for a Lease Buyout?Can I Buy My Leased Car Early?What Is a Lease Disposition Fee? (And How Much Is It?)What is a Lease Buyout?My Credit Score Sucks. Can I Still Buy Out My Lease? Can I Add My Spouse to the Title During a Lease Buyout?What If My Car Is Worth Less Than the Residual Value?What is a Lease Buyout Loan? Should I Lease or Finance a Tesla?

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