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Kia Lease Buyouts: Your Go-To Guide
Published 6/6/25
Read Time: 3 minutes
TL;DR: A lease buyout lets you purchase your leased Kia at the end of your lease term rather than trading it back in for a different model. We'll walk you through why this option might be worth considering.
Picture this: You’re cruising down the road in your Kia Sportage, Sorento, or maybe even that snazzy Kia Stinger, and it hits you—your lease is about to end.
Do you really want to give up a car you already know and love?
Spoiler alert: You don’t have to. Enter the Kia lease buyout option—a simple way to skip the awkward goodbye and make your Kia officially yours.
Here’s everything you need to know about buying out your Kia lease and why Lease End is your best co-pilot for the journey.
Why a Kia Lease Buyout Might Be Your Best Move
Leasing is great when you’re not ready to commit, but what happens when you’ve found "the one"? A lease buyout lets you purchase your leased Kia at the end of your lease term (or sometimes even earlier). Here’s why it’s worth considering:
- You Know What You’re Getting: No surprises here. You already know how your Kia handles, its quirks, and that you haven’t spilled coffee in it (too many times). Buying your leased car means zero guesswork.
- Equity Is on Your Side: Thanks to today’s high resale values, your Kia might be worth more than its buyout price. That’s right—you could be sitting on some sweet car equity.
- Dodge Those Fees: Returning a leased car can come with fees for mileage overages, wear and tear, or even "disposition fees" (a fancy way of saying “we charge you to give us the car back”). A buyout avoids all that.
- No Dealer Shenanigans: Forget dealership markups and hard sells. A lease buyout lets you sidestep the sales floor drama and stay in the driver’s seat—literally and figuratively.
Top Kia Models and Statistics for Lease Buyouts
The most popular Kia lease buyout models are the Kia Forte, Kia K5, and Kia Sportage, based on Lease End's proprietary lease buyout transactions since the start of 2024.
For all of our top Kia lease buyouts, the following chart gives the average monthly payment, market value, and equity retained in a buyout for each model.
| Model | Average Monthly Payment | Average Market Value | Average Equity Retained |
| K5 | $427.66 | $25,064 | $6,127 |
| Niro | $400.57 | $21,821 | $2,451 |
| Forte | $320.49 | $18,652 | $5,244 |
| Seltos | $383.54 | $20,205 | $3,534 |
| Sorento | $523.02 | $29,756 | $5,415 |
| Stinger | $547.12 | $32,607 | $6,802 |
| Sportage | $398.81 | $21,918 | $3,776 |
| Telluride | $550.70 | $34,514 | $7,689 |
Note that individual lease buyout loan terms vary based on vehicle, credit score, and other factors.
How Do You Buy Out Your Kia Lease?
Buying out your lease sounds complicated, but Lease End makes it easy. Here’s the streamlined, stress-free process:
- Find Out Your Buyout Price: This is the agreed-upon value of your car at the end of your lease. Kia provides this number in your lease agreement or through your leasing company.
- Reach Out to Lease End: Here’s where the magic happens. At Lease End, we handle all the nitty-gritty details—paperwork, taxes, fees, and even financing if you need it.
- Financing Options? We’ve Got You Covered: Don’t have a giant pile of cash lying around? No worries. Lease End can help you secure a competitive loan, so your buyout fits your budget.
- Enjoy the Ride: Once the paperwork’s done, you officially own your Kia. Cue the victory lap.
Does Kia Finance Allow Third-Party Lease Buyouts?
Short answer? Yes, they absolutely do.
If you’re worried that buying out your Kia lease means braving the dealership gauntlet, relax. Kia Finance does allow third-party lease buyouts. That means you can skip the dealership sales pitches, upsells, and mysterious "processing fees" and work directly with a trusted third party—like Lease End—to handle the whole process for you.
Why is this awesome?
Third-party buyouts give you flexibility and transparency. You can:
Third-party buyouts give you flexibility and transparency. You can:
- Shop for better financing options (hello, lower rates 👋).
- Avoid dealer markups or pressure tactics.
- Handle everything online (yes, even in your pajamas).
Pro Tip: While Kia Finance allows third-party buyouts, make sure your lease agreement doesn’t have any early buyout restrictions or fees. Don’t worry—Lease End can help you review that fine print without the headache.
Bottom line: If you love your Kia and want a hassle-free buyout, Lease End and Kia Finance make a pretty perfect team.
But Is a Lease Buyout Right for You?
A Kia lease buyout isn’t always the best move, so it’s worth doing a little homework:
- Compare the buyout price to the car’s current market value. If your Kia is worth more, you’re making a smart investment.
- Think about how much you love your Kia. If you’ve already nicknamed it, it’s probably a keeper.
- Consider your lifestyle—if your Kia fits your needs, it might be better to buy than to start over with a new lease.
Why Lease End Is the MVP of Lease Buyouts
Let’s be real—dealing with the dealership sucks. Lease End makes the lease buyout process smooth, transparent, and totally stress-free. In just 12 minutes, we can help you start the process and guide you every step of the way. And best of all, it doesn't suck. It's actually super easy. Just check our hundreds of positive reviews on Trust Pilot.
Ready to Keep Your Kia?
Whether you’re attached to your Kia Soul’s funky vibe or your Telluride’s roomy interior, Lease End is here to make your lease buyout a breeze.
Don’t wait for your lease to end in a pile of fees—start your Kia lease buyout today and take control of your ride’s future.
About the author
Adam Broud
Adam Broud is a writer and comedian based out of Salt Lake City, Utah. As a professional stand-up comedian with an MBA, his writing uniquely blends the worlds of business and comedy. Adam's writing for ads and comedy has appeared in places such as Buzzfeed, Vanity Fair, your television, and his mom's box of keepsakes. Feel free to review his writing from any of those places, but just know it's kinda weird if you choose his mom's house.
Lease End's mission is to empower auto lease owners with the technology to easily exit their lease. If you'd like to learn more about the lease-end options available to you, please don't hesitate to contact us. Our expert advisors are always prepared to answer your questions and are committed to finding the right plan for your individual needs.
©2025 Lease End
©2025 Lease End
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