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Current Lease End Rates
Published 9/15/25
Estimated Read Time: 6 minutes
TL;DR: Whether you're wondering about interest rates, approval rates, or customer ratings, we've got you. Lease End partners with top lenders to secure competitive financing, serves drivers across the credit spectrum, and keeps the process completely online.
Let’s start with the basics.
Lease End rates are the interest rates you’ll pay when you finance a lease buyout through Lease End’s platform. Rates vary depending on factors like credit score, vehicle type, and loan term.
The good news? Lease End works with a wide network of lenders, which means you’re not stuck with one bank’s rates or limited options at the dealership.
So, what are Lease End’s approval rates? Pretty strong. With over 40,000 lease buyouts completed across all 50 states, Lease End has experience securing financing for nearly every kind of driver. Whether your credit score is sparkling or a work in progress, there are loan options available.
Do Buyout Loans Have Higher Interest Rates?
A common question we hear: do buyout loans have higher interest rates than traditional auto loans? Sometimes, but not always. Here’s why:
- Lease buyout loans are considered used-car loans, so rates can be slightly higher than brand-new car financing.
- Your rate depends on your credit score, the value of your car, and the loan term you choose.
- Market conditions play a big role. Rising interest rates across the economy will affect buyout loans too.
That said, Lease End’s partnerships with lenders give you access to competitive offers that often beat what you’d find on your own. Think of us as your one-stop shop for buyout financing.
What Lease End Rates Look Like in Practice
To give you a sense of real-world numbers, here’s what drivers often see with Lease End rates:
- APR Range: Around 5% to 12% depending on credit profile
- Average Loan Terms: 36 to 72 months
- Monthly Payments: Vary based on loan amount and rate, but Lease End’s Automatic AI calculator can show you an instant estimate
And remember, all of these costs can be rolled into your financing. Taxes, title, registration, and even Lease End’s convenience fee are part of one streamlined loan so you don’t have to juggle payments.
| Credit Score | Average APR |
| <580 | 15.51% |
| 580-669 | 11.47% |
| 670-739 | 8.23% |
| 740-799 | 6.64% |
| >800 | 6.26% |
How Lease End Simplifies Approval Rates and Loan Comparisons
Here’s the best part. Instead of spending your weekend calling banks and credit unions, Lease End does the heavy lifting. Our platform:
- Collects your information once and matches you with multiple lenders.
- Shows you financing offers in minutes, not days.
- Handles the DMV and title paperwork for you.
This means you can answer questions like “What are Lease End’s approval rates?” with confidence. Our process is designed to maximize your chances of approval while keeping your rate competitive.
Even drivers with credit scores on the lower end (520 minimum score) can often obtain a lease buyout loan with us.
How to Lock in the Best Lease End Rates
If you’re planning a lease buyout, timing and preparation can make a difference. Here’s how to get the most out of Lease End rates:
- Check your credit score: Even small improvements can lower your rate.
- Choose the right term: Shorter loan terms usually mean less interest overall.
- Consider a down payment: Putting cash down reduces the amount you finance.
- Start early: Getting a payoff quote and financing in advance gives you more options.
Lease End’s Automatic AI calculator is a great first step. Plug in your license plate or VIN, and you’ll see an instant estimate of your buyout loan terms.
Looking for customer ratings?
You've heard our pitch: we do lease buyouts best, from loan rates to approvals to a seamless process. But you don't have to take our word for it.
Final Thoughts: Why Lease End Rates Work for You
So, do buyout loans have higher interest rates? Sometimes. But Lease End’s platform makes sure you get a competitive deal by giving you access to multiple lenders, fast approvals, and a process that’s fully online.
If you’re ready to see your own numbers, get started today with our lease buyout calculator or fill in the form below. A few clicks could show you how affordable it is to finally own the car you already love.
About the author
Adam Broud
Adam Broud is a writer and comedian based out of Salt Lake City, Utah. As a professional stand-up comedian with an MBA, his writing uniquely blends the worlds of business and comedy. Adam's writing for ads and comedy has appeared in places such as Buzzfeed, Vanity Fair, your television, and his mom's box of keepsakes. Feel free to review his writing from any of those places, but just know it's kinda weird if you choose his mom's house.
Lease End's mission is to empower auto lease owners with the technology to easily exit their lease. If you'd like to learn more about the lease-end options available to you, please don't hesitate to contact us. Our expert advisors are always prepared to answer your questions and are committed to finding the right plan for your individual needs.
©2025 Lease End
©2025 Lease End
Give Us a Call:
(844) 902-2842