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BMW Lease Buyouts: Here's What You Need to Know
Published 4/16/25
Estimated Read Time: 7 minutes
TL;DR: As your BMW lease ends, you have two main options: return your car or buy it out. If you decide to buy out your lease, Lease End makes it easy with financing options and a simple online process. We’ll guide you every step of the way, ensuring you get the best deal for your vehicle, with no dealership hassle!
So, your BMW lease is coming to a close, and now you're at a crossroads. What’s next for your beloved ride? You could return it, or you could buy it out and keep it forever. But how do you know which is the right choice for you? Let’s break down your options and see why Lease End might be the best route to keeping your BMW for good!
Your End-of-Lease Options for Your BMW
- Return Your Vehicle.
You can return your BMW to the dealership. Before you do, though, make sure to schedule a pre-inspection to check for any excess wear and tear or mileage overages. Taking care of these issues beforehand can help you avoid extra charges. - Buy Out Your Lease.
If you’ve fallen in love with your BMW and can’t bear to part with it, a lease buyout might be the perfect option. With Lease End, you can easily buy out your lease and continue driving the car you already know and love. You don’t have to visit a dealership, sit in long lines, or stress over paperwork—just let us handle the heavy lifting. And our financial partners like Ally Bank and Capital One can help you with financing options to make it happen.
Lease End BMW Buyout Data
At Lease End, we’ve assisted thousands of drivers in buying out their leases.
Let’s explore some of the most popular Volkswagen models for lease buyouts and what makes them a great choice.
At Lease End, we’ve helped thousands of drivers buy out their leases, including hundreds of Volkswagens. Our proprietary lease buyout data can provide insight to lessees, so let's dive into the details.
| Model | Average Buyout Loan Payment | Average Retail Book Value | Average Equity Retained |
| BMW X1 | $505.45 | $28,318 | $5,007 |
| BMW X3 | $643.40 | $36,675 | $7,015 |
| BMW X4 | $754.77 | $43,596 | $8,509 |
| BMW X5 | $837.58 | $48,656 | $8,045 |
| BMW X7 | $963.53 | $59,166 | $11,034 |
| BMW 330I | $593.99 | $33,139 | $5,459 |
| BMW 430I | $664.41 | $40,429 | $9,329 |
| BMW 3 Series | $585.31 | $38,745 | $8,537 |
What Does This Data Mean for You?
The BMW X3, BMW 330i, and BMW X5 are some of the most popular models for buyouts, and our data shows the equity you could retain if you buy out your lease. If the residual value of your car is lower than its current market value, you might be sitting on some great equity!
While the total buyout cost and monthly payments vary by driver according to credit score, vehicle, and other factors, at Lease End we are confident that we can help you secure your best financing options.
Check out our Automatic AI monthly payment estimator tool for your most precise lease buyout loan quote.
The Appeal of Leasing (and Purchasing) a BMW
BMW offers a wide range of models to suit different driving needs, from sedans like the 3 Series to performance models like the M Series, and SUVs like the X5. This variety allows drivers to find the perfect balance between performance, luxury, and practicality—iconic kidney grille included.
Its iconic kidney grille give it a distinct presence on the road. The brand manages to blend sportiness with luxury, appealing to a broad range of tastes.
Owning a BMW is often seen as a status symbol, signifying success and a love for luxury and performance. The brand has a strong reputation for building cars that are both high-performing and refined.
Like most things in life, leasing and buying out both have their pros and cons.
The Pros and Cons of Returning vs. Buying Out
Returning your vehicle is often the default.
In a lease, you can enjoy the thrill of driving a new car every few years without the long-term commitment of ownership. Access to unique, high-end models like the X7 makes for an adventure of its own. And newest and best safety features available provide peace of mind.
However, you'll have mileage restrictions, maintenance restrictions, and will need to budget for increasingly higher monthly payments as you continue.
Buying out means you won’t be getting a new ride.
But you'll own your vehicle, with the freedom to customize and drive as much as you want. It’s a great deal on a used car you already know and love.
Contacting BMW, Your Dealer, or Lease End
When it's time to end your lease and return your vehicle, gear up to follow BMW's guidelines to avoid penalties or fees.
You may need to complete a vehicle inspection, make any necessary repairs, and schedule a lease-end appointment with your dealership.
That being said—if you buy out your vehicle through Lease End, there’s no need to jump through hoops. Avoid that hassle.
You can skip the inspection and dealership trips, signing all the paperwork from the comfort of your couch with these four simple steps:
- Tell us about your car.
- View your loan & coverage options.
- Sign your buyout documents.
- Relax—we'll take it from there.
Why Choose Lease End?
Navigating the end of a lease can be tricky, but we're here to make it easy for you. Our team of lease end experts can walk you through your options and help you make the best decision for your situation.
End your lease, keep your BMW.
Fill out the form below to begin the online lease buyout process. To expedite the process, you can gather the following information ahead of time:
- License plate or VIN
- Social security number
- Lease account number
- Payoff amount on your lease
- To get your payoff amount through BMW Financial Services, call 800-578-5000.
- Say "yes" when asked if you're calling about your loan or lease.
- They'll need your SSN, account number, or phone number to verify you.
- Ask for your payoff amount and good-through date. Write these items down. Then, you can hang up and press the "Next" button on your Lease End application.
Wanna talk with one of our buyout experts in Twin Falls, Idaho? Call 888-307-5197 for step-by-step help.
About the author
Rebecca Graham
With over a decade of professional writing experience, Rebecca transforms complex concepts and data into clear, engaging content. When she's not honing Lease End's organic growth strategy, she's fanning the flames of her Wicked obsession, crafting custom candles, or walking Utah’s mountain trails. Connect with Rebecca on LinkedIn.
Lease End's mission is to empower auto lease owners with the technology to easily exit their lease. If you'd like to learn more about the lease-end options available to you, please don't hesitate to contact us. Our expert advisors are always prepared to answer your questions and are committed to finding the right plan for your individual needs.
©2025 Lease End
©2025 Lease End
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