Back to Learn
Review 1 of 3
Subaru Lease Buyouts Made Easy
Published 1/30/25
Updated 8/18/26
TL;DR (3-minute read): When your lease is ending, you might be wondering, should I buy out my Subaru? Good news: Lease End makes buying out your lease simple, stress-free, and way easier than dealing with the dealership.
Subarus are easy to love. Whether it’s your trusty Outback for weekend adventures, a stylish WRX to zip around in, or a Forester that’s been your reliable daily driver, Subarus have a reputation for lasting forever.
Let’s break it all down and see if buying out your Subaru lease is the right move for you.
Why Buy Out Your Subaru Lease?
Subarus aren’t just cars; they last long enough to basically become family members. They’re known for reliability, all-wheel drive climbing, and resale values that stay impressively high. If you’re leasing one, there are some solid reasons why buying it out might be your best option:
- You Already Love Your Car – You know exactly how your Subaru handles, how many crumbs are under the seats, and whether or not your dog has claimed the backseat as their throne. Why start over?
- Avoid Mileage & Wear Fees – Exceeded your lease’s mileage limit? Got a few “love marks” from off-roading (or city parking)? A lease buyout lets you dodge extra fees dealerships love to charge when you return your car.
- Subarus Hold Their Value – The used car market is still strong, and your Subaru might be worth more than its buyout price. Subaru has long been known for strong resale values, and Lease End's transaction data backs that up. Many Subaru drivers finish their lease with positive lease equity, meaning their vehicle is worth more than its buyout price.
- Skip the Dealership Hassle – Buying out your lease means no awkward conversations, surprise fees, or a salesperson trying to put you in a brand-new lease you don’t want.
Subaru Lease Buyout Equity: One of the Most Consistent Brands We See
If you're leasing a Subaru, there's a very good chance your vehicle has held its value exceptionally well.
Based on lease buyout transactions Lease End has processed, 95.9% of Subaru lease buyouts had positive equity, with drivers averaging $4,785 in lease equity at the time of purchase.
Lease equity is the difference between what your Subaru is worth today and what it costs to buy it out. When your vehicle's market value is higher than your buyout price, you've built positive equity—and that can make buying out your lease one of the most affordable ways to keep driving the car you already know.
What makes Subaru especially interesting isn't one standout model—it's the consistency across the lineup. Six of the seven Subaru models we analyzed had positive equity rates above 95%, making Subaru one of the most reliable manufacturers in our lease buyout data.
The Subaru Forester led the brand with an average of $5,608 in lease equity, while the Subaru Ascent was the lone model that performed below the rest of the lineup.
Subaru Models People Love to Buy Out
ubaru drivers don't just buy out one or two standout models. Lease End's transaction data shows strong lease equity across nearly the entire Subaru lineup, which helps explain why so many drivers decide to keep the vehicle they've already been enjoying.
Here are a few of the most popular models for lease buyouts:
Subaru Outback – The adventure wagon built for road trips, camping, and Costco hauls.
Subaru Forester – Spacious, efficient, and equipped with legendary AWD. It’s like a personal mountain goat on wheels.
Subaru WRX – With its slick looks and superior speed, what's not to love?
Subaru Crosstrek – The compact SUV that can handle city commutes and weekend off-road getaways with ease.
Subaru Legacy – A sedan that sticks around thanks to its comfort, reliability, and AWD capability.
At Lease End, we’ve helped more than 60,000 drivers buy out their leases as of early 2026, including hundreds of Subaru drivers, so we have a wealth of proprietary lease buyout data that can provide insight to lessees.
While exact monthly payments vary by driver according to credit score, vehicle, and other factors, the following chart can give lessees an idea of what they might expect in a lease buyout for their particular vehicle.
(For a more precise estimate, check out our lease buyout estimator, Automatic AI.)
| Subaru Model | Average New Monthly Lease Buyout Loan Payment | Average Market Value at Time of Buyout | Average Equity Retained |
| Impreza | $355.61 | $21,076 | $5,901 |
| Crosstrek | $415.67 | $25,489 | $6,047 |
| Legacy | $442.34 | $24,909 | $5,761 |
| XV Crosstrek | $427.62 | $24,502 | $5,838 |
| Forester | $465.92 | $27,954 | $6,211 |
| WRX | $487.25 | $28,364 | $7,383 |
| Outback | $497.71 | $29,265 | $5,665 |
| Ascent | $565.70 | $31,276.83 | $3,461 |
*Data proprietary to Lease End. Please cite this article if referenced.
How to Buy Out Your Subaru Lease with Lease End
So, you’re ready to make your Subaru officially yours. Here’s how Lease End makes it ridiculously easy:
1. Get Your Buyout Price
Your lease contract includes the predetermined buyout price (aka residual value). Don’t feel like digging through paperwork? Lease End can quickly pull up the number for you.
Your lease contract includes the predetermined buyout price (aka residual value). Don’t feel like digging through paperwork? Lease End can quickly pull up the number for you.
2. Check Your Subaru’s Market Value
With Subarus holding their value so well, it’s worth checking how much your car is selling for. If your Subaru is worth more than your buyout price, you've built positive lease equity. That's one of the biggest reasons many Subaru drivers choose to buy out their lease instead of returning it. We can check on that for you too.
With Subarus holding their value so well, it’s worth checking how much your car is selling for. If your Subaru is worth more than your buyout price, you've built positive lease equity. That's one of the biggest reasons many Subaru drivers choose to buy out their lease instead of returning it. We can check on that for you too.
3. Secure the Best Loan Rate
Most dealerships will push their own financing (which, let’s be real, is rarely the best deal). Lease End shops multiple lenders to get you the best loan rates, so you don’t overpay. Plus, we deal in bulk buyout loans, so we get special savings through our lenders that we pass on to you.
Most dealerships will push their own financing (which, let’s be real, is rarely the best deal). Lease End shops multiple lenders to get you the best loan rates, so you don’t overpay. Plus, we deal in bulk buyout loans, so we get special savings through our lenders that we pass on to you.
4. Just sign & Drive
We handle the paperwork, the details, and all the fine print, so you don’t have to. In just 12 minutes, we can kickstart your lease buyout process and get you one step closer to full ownership.
We handle the paperwork, the details, and all the fine print, so you don’t have to. In just 12 minutes, we can kickstart your lease buyout process and get you one step closer to full ownership.
Read More: The Complete Guide to Lease Buyout Costs
Why Lease End Is the Best Choice for Subaru Lease Buyouts
Sure, you could go through the dealership, but why? Here’s why Lease End is the smarter move:
- No dealership markups or surprise fees
- Best loan options from multiple lenders
- Super fast process—start in just 12 minutes
- A stress-free way to keep your Subaru
- Best loan options from multiple lenders
- Super fast process—start in just 12 minutes
- A stress-free way to keep your Subaru
Subaru drivers have a reputation for keeping their vehicles for a long time—and Lease End's transaction data suggests there's often a good financial reason for that. With strong resale values and consistently high lease equity across most of the lineup, buying out your Subaru may be more affordable than replacing it.
Before you hand back the keys, compare your buyout price with today's market value. If the numbers make sense, Lease End can help you compare financing options, handle the paperwork, and take care of the title and registration process from start to finish.
Ready to Keep Your Subaru? Let’s Make It Happen!
If your lease is ending soon, don’t wait until the dealership starts pushing you into another lease. Buy out your Subaru the smart way with Lease End.
Call us today to get started. Because your Subaru deserves to stay in your driveway, not back on the dealership lot!
Phil
September 19, 2026
Great experience and results
I was skeptical of Lease End's promise to quickly and easily find a lender to buy out my lease. After all, we're inundated with claims and promises constantly. Was this any different? So I checked reviews here and elsewhere, finding high ratings, and decided to move ahead. The results were everything promised. The two agents I worked with, Houston and Dax, were professional, informative and helpful. I was offered 2 options along the way, GAP insurance and an extended warranty. I declined and they were never mentioned again. Within a day, a major bank agreed to finance the 3 yr old car at a rate that was a 1/2 point lower than the best rate I had received from my credit union. There were no extra fees from Lease End. Once I accepted, I was able to sign in to a personal webpage that monitored progress. Everything promised was delivered easily, hassle-free and from my home. Best of all, I avoided returning to my dealer who would only give me their financing proposal if I paid them a visit.