The financial case for buying out is real—favorable rates, a payment often below what a new lease costs, and a vehicle you've already proven on mountain roads. Worth running the numbers before you hand the keys back.

Delaware is quietly one of the better states in the country to be buying out a lease. Exceptional average credit, favorable rates, low payments, and lease equity—and it all makes sense once you understand who lives and works here.

With new cars averaging $50K, Ohio lessees made the smart call in 2025 — buying out their leases, pocketing ~$950 in equity through Lease End, and avoiding mileage penalties on familiar vehicles they already trust.

Rhode Island ranks in the top five nationally for per-capita lease buyout rate—despite having some of the thinnest equity margins in Lease End's dataset.

Lease buyouts in Washington D.C. can be highly favorable, with strong average equity and high incomes supporting affordability. But the process is slow (often 3+ months) and detail-heavy, with strict requirements around matching ID, insurance, and registration.

If your lease is ending in New Mexico, buying your car is often a strong financial move. Based on Lease End data, drivers here average high credit scores (above 700)—some of the strongest positioning in the country for a lease buyout.

Per-capita, Vermont drivers are buying out their leases at rates that rival dense suburban markets in New Jersey and Connecticut—states with far more favorable equity positions.

Most Connecticut lease buyouts are near breakeven, with slightly negative median equity. With higher taxes and rising vehicle prices, many drivers choose to buy out for stability and familiarity.

Nevada drivers are keeping Civics, Rams, Accords, and Wranglers, and the whole buyout process happens online without anyone trying to upsell you into something new. There's a rate story worth knowing here before you sign anything, too, and this guide covers it.

Unique perks here, like no insurance requirement during the process and a 60-day registration window, can simplify things in a lease buyout. If your car holds value and fits your needs, a buyout is often a smart, steady choice. Just run your numbers first using tools like the Lease Buyout Score and payment calculator.

he Ram 1500 leads the state's lease buyout list decisively. Most Kentucky drivers are approaching lease-end with more equity than the average suggests. The mileage picture adds to the financial case.

For most drivers approaching lease-end here, buying out beats returning once you factor in what you know about your vehicle and what returning it actually costs. The one thing worth doing before you commit: shop your financing rate rather than accepting the first offer.

Most people return a leased car without running a single number. This is for Missouri drivers who'd rather know what they're walking away from.

This guide walks through what a buyout means for you financially, what Oregon's no-tax status saves you, and how the process works from start to finish.

Between sky-high new car prices, a dense used car market, and the fact that many New Yorkers have been driving the same leased vehicle for two or three years and actually like it, the math on buying out your lease tends to work out pretty well here.

Washington drivers bring above-average incomes, above-average credit scores, and a below-national-average APR to lease-end decisions—and they're driving vehicles with a higher retail book value than most states.

Indiana drivers lean toward vehicles built to be kept: Ram trucks, Wranglers, Honda models, and Kias. This guide covers how a buyout works, why it usually beats the alternative, and what Indiana drivers specifically need to know before deciding.

Most Michigan lease buyouts are near break-even, with slightly negative median equity. With average payments below $600 and a flat 6% tax, buying out your lease can make sense—especially if you like your car and plan to keep it.

Most people hand the keys back at lease-end without running a single number. This is for Tennessee drivers who'd rather know what they're actually walking away from first.

North Carolina drivers in Lease End's dataset from 2025 through 2026 year-to-date carry nearly $1,800 in median equity, pay well below the national new-lease average, and finance at rates meaningfully below the national average. The vehicle list reflects a state that's simultaneously a Sun Belt growth market and a popular outdoor destination.

Thousands of Pennsylvania drivers have bought out their leases in recent data — locking in ~$1,055 in median equity, on average, while avoiding new car payments that regularly top $800/month. Here's what the numbers say.

With more than $500 in average equity, Lease End data shows drivers here are actively choosing buyouts to balance cost, convenience, and flexibility.

Leasing and buying out work differently in Hawaii than anywhere on the mainland—island geography caps your mileage, salt air changes the long-term ownership calculus, and vehicle prices run higher due to shipping.

Arkansas drivers put more miles on their leased vehicles than the national average, far enough over the standard allowance that mileage overage fees alone often make the buyout math decisive. Positive equity and a below-average APR round out a picture that favors buying out in most cases.

If you've been driving a truck or SUV in Texas — which, based on Lease End data, a lot of you have — replacement costs for those vehicles are steep right now. Buying out at a residual that was set two or three years ago is often the best deal you'll find.

Virginia drivers in Lease End's dataset carry the highest equity and some of the best financing rates in this series. The buyout case here rests less on fee avoidance and more on genuine financial advantage—buying vehicles worth significantly more than the payoff, at rates well below the national average.

New Hampshire drivers tend to put serious miles on their leases, drive vehicles that hold their value well, and benefit from one financial advantage that almost nobody talks about: no sales tax.

For many drivers—particularly in a market where new vehicle prices remain elevated and the cars most commonly leased in the South have held their value well—buying out is worth a serious look. This guide walks you through how to evaluate the decision and what Georgia drivers specifically should factor in.

If your lease is ending in Utah, buying your car is often the most cost-effective option. Based on Lease End transaction data, Utah drivers average ~$624 in equity and strong credit scores (~704), making it easier to secure financing and keep monthly payments manageable.

If you’re leasing a car in Idaho, buying it out is often the smartest move. Based on Lease End transaction data, Idaho drivers average some of the lowest APRs in the country (~8.06% YTD), making buyouts more affordable than returning and starting a new lease.

The dealership's plan for your lease-end is already ready. The question is whether yours is. Want to keep your car in Wisconsin? We'll walk you through how.

The typical California lessee who buys out their car is purchasing a vehicle worth nearly $1,000 more than what they're paying for it. That's built-in savings compared to going out and buying a comparable used car on the open market.

When your lease ends, someone is going to make a financial decision about your car. It might as well be you. We walk you through the ins and outs of a lease buyout in SC specifically.

Kansas drivers run practical, versatile vehicles that earn their keep across farm roads, suburban commutes, and long Interstate stretches. If you're approaching lease-end in Kansas, the most important thing to understand is your equity position and what it means for your next move.

Thousands of Massachusetts drivers have bought out their leases in recent Lease End data, paying $550/month on average to keep vehicles worth more than their buyout price.

If you’re in Oklahoma and nearing the end of your lease, take a minute to evaluate your buyout option. You may already be sitting on value—and the right move may be to keep it.

Maine drivers average 41,000+ miles at lease-end (5,000 over the standard limit) and still carry positive equity. High mileage overage fees plus a below-average monthly payment make the buyout case straightforward for most drivers here.

Most drivers here have slight positive equity and strong credit (avg ~701), helping keep APRs lower (~9.36%). SUVs and trucks dominate buyouts, reflecting long-term reliability needs. The process with Lease End takes about 4–6 weeks and requires attention to details like matching insurance and a wet signature.

At the end of a lease, the decision feels simple. It usually isn't—and knowing the difference is worth a few minutes of your time. ND top vehicles are Ram 1500 and Kia Sportage.

According to Lease End's 2026 Annual Lease Buyout Report, lease buyout customers saved an average of $100/month compared to signing a new lease in 2025 — adding up to $73M in collective savings across 19,287 transactions.

Montana has no state sales tax, some of the strongest equity numbers in this data series, and a vehicle list that makes complete sense for the terrain. The case for buying out here is one of the more compelling ones we've seen.

A lease return in Los Angeles is easy. There’s a dealership every few miles. Inventory everywhere. Options stacked on options. Wyoming is different. Enter lease buyouts.

A buyout is typically a smart move when your car's market value exceeds the residual value, meaning you have positive equity. With Florida's average equity at $1,655.97 per buyout, the majority of lessees in the Sunshine State completing buyouts are coming out ahead.

At the end of a lease, most people hand back the keys without ever running the numbers—and most of them would have been better off buying out. This guide walks through how a lease buyout works, what Iowa's data looks like, and what to pay attention to before you decide.

Alabama drivers buy out their leases at a meaningful clip, with strong equity, significant mileage overage savings on the line, and a vehicle list that's almost entirely Toyota and Honda. The one financial headwind is a higher-than-average APR, which makes rate shopping more important here than in most states.

Minnesota drivers in Lease End's dataset average nearly 40,000 miles at lease-end, carry positive equity, and pay below the national average monthly payment. The Ram 1500 dominates the vehicle popularity list.tility, not trend-chasing.

Your state changes the math on a lease buyout — taxes, rates, equity all vary. Browse all 50 states + D.C. with real Lease End data.

If you're a Garden State driver with a lease ending soon, this guide covers what the buyout process looks like in New Jersey, how the tax math works, and how Lease End can make this as easy as can be.

Arizona drivers in Lease End's dataset carry nearly $1,000 in median equity, pay below the national new-lease average, and drive a vehicle mix that reflects the state's split identity—desert-capable trucks and SUVs alongside compact cars built for Sun Belt suburban commuting.

There are structural reasons why Alaska produces exceptional buyout equity, and they're worth understanding if you're approaching lease-end anywhere in the state.

Maryland drivers keep premium vehicles: the Lexus RX leads this list. This guide walks you through what a lease buyout actually involves, what it means financially, and how Lease End handles the parts most people dread.

Handing a leased car back feels like the easy move. Running the numbers first is the smart one. Six of the top ten most commonly bought-out vehicles in Mississippi in our dataset are Hondas.